Category: The Blog

Passive Income Starts Here!

Here’s Exactly How Much You Should Keep in Your Savings Account

Money is still a bit of a taboo topic among families and friends, which is why many of us don’t know what a normal amount is to have (or aim for). But thankfully, there’s an easy calculation to know the exact dollar amount you need to have on-hand in your checking account: It’s one or…
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Renters, Here’s How to Save Money on Your Heating Bill This Winter

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. Before buying a house, I rented several apartments in southwestern Ohio, which gets so cold in the winter (and fall and sometimes spring) that I…
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5 Reasons Dave Ramsey Is Totally Wrong About Credit Scores

Dave Ramsey doesn’t need a stimulus check. He has an estimated net worth of at least $200 million. He doesn’t think you need one either. Recently, the anti-debt crusader came under fire when he said he said he doesn’t believe in stimulus checks because “if $600 or $1,400 changes your life, you were pretty much…
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How to Maximize Social Security: 7 Ways to Get Bigger Checks

The average monthly Social Security benefit in 2021 is $1,543, so it’s not going to buy you a luxurious retirement. But those monthly checks can certainly make your golden years more comfortable. Deciding when to take Social Security is a complicated piece of retirement planning. Some people opt to start benefits sooner and take smaller…
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5 Mental Health Apps to Get Therapy for Less

Everyone — or nearly everyone — can benefit from therapy. Whether you’re working through daily stress or a past trauma, speaking regularly with a therapist provides a healthy outlet for whatever life is throwing your way. But therapy is often not affordable, with the average cost of a single hour-long session ranging from $100 to…
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How to Make a Career Change After Years at the Same Job

Editor’s note: This story was originally published in December 2018. After 10 years in human resources at a nonprofit, Laura Niebauer Palmer figured she wouldn’t have any problem finding a new HR job when she and her husband moved from Chicago to Austin, Texas. Then she started reading the job postings — which asked for…
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TaxAct Review: Here’s the Lowdown on This Low-Cost Tax Preparer

Even with the possibility of a refund dangling in front of us, most of us hate to file our taxes. Online tax filing services significantly ease the burden without paying personal-accountant-level dollars. But of the many available tax preparation companies, which is the best? In this review, we’ll cover TaxAct, one of the lesser-known income-tax…
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8 Black Financial Influencers to Follow in Honor of Black History Month

February is Black History Month, a time to acknowledge and reflect on the achievements Black people have made to American society. We’d like to recognize Black History Month by highlighting several Black influencers who enrich the personal finance arena with their unique perspectives and expert advice. Whether you’re looking for a new podcast to listen…
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Dear Penny: Do I Freeze My Eggs for $8K if I Haven’t Met Mr. Right?

Dear Penny, I’m a 37-year-old female who wants kids. Just after the holidays, I ended a six-year relationship with a man I loved dearly because he decided he didn’t want children. I’m one of four kids and the only one without children. I adore my niece and nephews and always wanted a family, but he…
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Here Are the Best Ways to Find Free or Cheap Massages

The only thing better than a massage is a free massage — or at least one that’s on sale. The national average cost of a massage is $100 per session, but we can do way better than that. And yes, it’s totally possible to get a discounted or gratis massage which feels just as good…
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Here’s How to Make Money on Your iPhone

If time is money, then how much cash are we burning with all the time we spend on our phones? Try not to think about it too hard — that dollar amount is likely higher than iPhone owners can imagine. Thankfully, it is possible to make that time worthwhile. We’ve compiled a list of the…
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22 Last-Minute Valentine’s Day Gifts for 2021

Still scrambling for that perfect Valentine’s Day gift? Wondering how you’re going to get your special someone something truly special — without spending a lot of money in the process? Even if you’ve only got $5 in your pocket, you can still make this Valentine’s Day memorable. 22 Last-Minute Valentine’s Day Gift Ideas Under $5…
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